Everything around the underwriting workspace.
What your team does in Fynch from first look to funding, how borrower packages come in, and which data providers fill the gaps.
From first look to a funded loan.
The same cited deal file carries through every step, so nobody re-keys a number. Set up once: your credit boxes by deal type, your memo template, and your required documents.
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Forward deal packages directly to Fynch
Forward deal emails to your company intake address. Fynch files the attachments to the right deal and replies with a link, so nothing sits unread.
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Decide which deals to chase
Every new deal is screened against your credit box for its deal type. You get pursue, pursue with conditions, or pass, with the reasoning and each number cited.
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Quote faster than the next lender
Size the loan to the limit that binds and generate an indicative quote letter from the same reviewed numbers.
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Collect the package without chasing email
Send the borrower a portal link for financials, KYC, and third-party reports. Fynch shows what is still missing and what blocks committee.
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Build and approve the model
Fynch builds the full financial model from the deal file. Your analyst edits any assumption and approves it, and every input traces to its source page.
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Walk into credit committee ready
Draft the credit memo from your own template. Fynch flags what is still open in sources, financials, model, and borrowers before the deal goes to committee.
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Hand a funded loan to servicing
Board the funded loan with its amount, rate, maturity, and a frozen copy of the evidence behind the approval, so servicing and audit see what the committee saw.
Collect borrower materials without losing control.
Borrowers and sponsors get a request-specific portal for the items your team needs. Every submission stays tied to the property record, the package checklist, and the review workflow.
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Invite the right counterparty
Create borrower-side records, assign setup sections, and send a secure portal invitation from the property workspace.
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Ask for exact missing items
Request documents, facts, notes, and follow-up items as separate borrower actions instead of loose email threads.
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Attach submissions to the deal file
Borrower uploads and responses return to the property record with request status, source category, and review context intact.
Harborview Apartments
| Item | Format | Status |
|---|---|---|
| Borrower financial statement | PDF or spreadsheet | Upload requested |
| Sponsor liquidity note | Written response | Response requested |
| KYC certification | Form | Not started |
| Identity profile | Form | Complete |
| Current rent roll | Spreadsheet | Complete |
The borrower signs in with an email link and sees only the assigned request. Received items update the deal package and the review queue.
Connect the sources that shape a CRE underwriting decision.
Borrower portal submissions, documents, public data, and vendor reports flow into one Property Knowledge Base, then out to review, chat, and generated work product.
| Source | Examples | How Fynch uses it |
|---|---|---|
| Borrower portal and package | Offering memo, rent roll, operating statement, appraisal, term sheet, sources and uses, sponsor PFS | Requested through the portal, classified, and extracted into cited facts |
| Public data | Census ACS, FEMA flood, BLS, HUD FMR, FRED, permits | Pulled for the property address and stored as cited facts next to the PDF extractions |
| Vendor and ordered reports | CoStar, title, property condition report, Phase I ESA | Read as they arrive and cross-checked against the borrower package |
Next: deal screening. See how Fynch screens a deal against a credit box, with a full sample memo.
See deal screeningSend us a deal you already closed. Compare our memo with yours.
- Pick a deal your team closed or passed on.
- Email the OM, rent roll, and T-12, plus your key limits: max LTV, min DSCR, min debt yield.
- Get the screening memo back the same business day, at no cost, and compare it with what your team concluded.
Book a demo
With a founder, on your deal questions